
Know where you stand before you apply.
Ask us anything first. Nothing is owed for a conversation, and we will tell you plainly if the numbers don’t work yet.
We know Indiana.
Golden Key has worked out of the same Indianapolis office since 2006, licensed in Indiana, so an Indiana file is a file we have closed before. We know which appraisers actually turn up, which title companies close on time, and which lenders move quickly here. A national call center knows none of that.

Four kinds of borrowing, one way of working.
A house, a building, a truck or the business itself. The method does not change. Your file goes to the people who actually write that kind of loan, whether that is us or a lender we work with, and you see what came back.
Home loans
Purchase, refinance, and the loan you take when you are moving. We show you what each option will actually do, in writing, and explain where they differ.
Business loans
Lines of credit, business acquisition, working capital and SBA 7(a). No property involved, so it is the business itself being judged.
Commercial loans
Commercial real estate, construction and SBA 504. The building is part of the deal, which changes both the timeline and the paperwork.
Equipment loans
Trucks and trailers, manufacturing plant and other commercial equipment. Secured by the machine, which often works when a general business loan does not.
You are told where you stand at every step.
Three steps, and you hear from us at each one. There is no stretch where the file goes quiet and nobody tells you why.
Questions before you start?
(317) 620-4100
You apply
One secure application. You upload your documents once, and they are not asked for again halfway through.
We shop it
Your file gets priced against our own lending and against the lenders we work with. We compare what comes back and tell you plainly which parts matter and which are noise.
You close
You choose the offer that suits you. We run it through underwriting to closing, and tell you before anything changes.
What people say after they close.
Golden Key Lending is a professional company with a focus on customer service. My experience with the company has been positive, and I appreciate their communication and professionalism. Wishing the team continued success!Chandan Atwal Verified Google review
5/5 Stars—Exceptional Service and Seamless Process!.Gurpreet Singh Verified Google review
Good fast service!bm trucking Verified Google review
Work out a payment before you talk to anyone.
Principal and interest only. Put your own numbers in and see where you land.
Interest rate is user-entered and is not a quote from Golden Key Lending. Monthly payment is an estimate of principal and interest only. It does not include property taxes, homeowners insurance, mortgage insurance, HOA dues, or closing costs. This calculator is not an offer of credit, a loan quote, or an approval.