services overview

GoldenKey Lending® is the home loan experience designed for you.

You’re one of a kind. Your mortgage should be, too. Start an application to see what’s possible. We’ll help you understand your mortgage options so you can feel certain about what you can afford.

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Services List

Home loans

A home loan, as the name suggests, is a financing solution that allows you to borrow funds to purchase a property at a predetermined rate of interest and repayment tenor.

Commercial Loans

Commercial loans are generally used to purchase long-term assets. Such assets are also or to help fund day-to-day operational costs.

Business Loans

A business loan is an unsecured form of credit designed to cover various expenditures in a business.

Truck/Trailer Loans

Auto loans are typically secured loans that charge simple interest, interest calculated on your loan balance, over two to seven years.

Loan Modification

It may involve a reduction in the interest rate, an extension of the length of time for repayment, a different type of loan, or any combination of the three.

Your partner on the path to a new home.

Mortgages are complicated. We make that our problem, not yours. Here’s how we guide you through the process as simply as possible.

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Why People Choose Us

We Provide

Learning Resources

Get all the tips, tools, and insights you need to be successful. With Goldenkey Lending® product updates, interviews with industry experts, and a whole lot more, our weekly video series has got you covered.

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What We offer

Personalized rates

Mortgage interest rates can vary based on your circumstances. Use our mortgage rate calculator to get customized rates and monthly mortgage payments.

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Professional help


We’re obsessed with exceeding your expectations and providing an experience that is unmatched. To ensure we give you the best client service, we monitor and record your communications with us.

Start by giving our Client Relations team a ring at (317) 620-4100.

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why people trust us

Expert advice is at your fingertips.

Our Home Loan Experts are available to answer all your mortgage questions at your convenience times.

(317) 620 4100

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What People Say

Very efficient process. Easiest financing experience I’ve had.

William M.

Everything was fast and flawless! When I had questions, I never had to wait long for an answer.

Nathan L.

Closing was quick and easy.

Karen D.

Frequently Asked Questions


Learn everything you need to know about buying a home. A Home Loan means a sum of money borrowed from a financial institution or bank to purchase a flat, villa, house or bungalow. Home loans consist of an adjustable or fixed interest rate and payment terms. The property is mortgaged to the lender as a security till the repayment of the loan. Most lenders require 10-25% of the property purchase price as a down payment from borrower. It is also called ‘One’s Own Contribution/Margin Money‘ by lenders. The rest, 75-90% of the property value, is financed by the lender. Buying a Home is one of the biggest financial investments one can make in his/her lifetime for Capital Appreciation, Low Interest Rate and Tax Benefits.

Understand the different loan types to figure out which ones might be right for you. Conventional mortgages are a great choice for many homeowners because they offer lower costs than some other popular loan types. If you have a high enough credit score and a large enough down payment, a conventional mortgage might be right for you.

An FHA Streamline refinance can help you refinance fast. Learn about the benefits, requirements and today’s rates for an FHA Streamline before you apply.  

We’ll go over balloon mortgages, compare them to other options and then talk about how to decide if one is right for you.

FHA commercial loans are available for some development projects, like housing for low-income, elderly or disabled people. Learn more about these loans.

Applying for mortgages and worried about your credit score or ability to make a down payment? See if you qualify for an FHA loan and find out how it can help.

Deferred Action for Childhood Arrivals (DACA) recipients qualify for FHA loans, as well as other types of mortgages. Learn more about DACA home loan options.

Learn about general mortgage topics and terms. It can be tricky to sort through closing costs, so we broke down what they are, how much they cost, who’s responsible, and how to minimize your expenses. 

Your loved one has just passed away, and you’re left with a million questions and feelings. Learn the answer to, “Who is responsible for their mortgage?”

Escrow is important to estate transactions, but what is it? Read on for a deep dive into escrow, how it works, and why it matters when buying or selling a home.

If you’re buying a home, you may be considering different types of mortgage insurance. Learn which one is best for you.

Are you a non-citizen U.S. immigrant looking to buy a home? Here’s what you need to know to get started with your mortgage application.

Looking for what your estimated monthly payment would be on a mortgage? Read our guide to learn how to calculate your mortgage.

Understand the ins and outs of refinancing. Looking to refinance with bad credit? Learn the options of how to refinance your mortgage with bad credit and what steps you can take to start the process. 

Refinancing works by trading your mortgage for a newer one, ideally with a lower balance and interest rates. Learn how the refinancing process can work for you.

Consider these seven helpful tips that may improve your refinance process.

There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.

If you owe more than your home is worth, you have an underwater mortgage. Find out how this happens and what you can do about it.

If you want better terms and a lower mortgage payment for your VA loan, a VA IRRRL may be the best refinance option for you. Read to learn more.